{"id":832,"title":"Students And Debit Card Overdrawing Problem","advertisement_flag":false,"content":"\n\u003cp\u003eThis post is dedicated for any students who have just arrived Australia or students who have just been charged for overdrawing their debit cards.\u003c/p\u003e\n\n\u003cp\u003eIt's quite common that students, especially overseas students, realise they have been charged for overdrawing their debit cards. Depending on the bank being used, the charges vary. For example, a friend of mine was charged $10 for overdrawing $30 from his debit card. Since not many students understand how the system works, they might spend more money than what they have got in their bank accounts.\u003c/p\u003e\n\n\u003cp\u003eAlso some have got their debit cards overdrawn accidentally because they have been direct debited by telephone companies or insurance companies. For example, you have got $50 in your bank account and you want to spend only $30 out of that. However, you might have forgotten that you have agreed for your telephone company to auto debit at the beginning of every month which could be another $40. What would happen is that you have overdrawn $20 from your account accidentally.\u003c/p\u003e\n\n\u003cp\u003eHence, you have to be very careful in keeping a minimum amount in your bank account and you have to regularly check your bank statements just in case you have overdrawn because you will not want to keep overdrawing your bank accounts which could result in more overdrawn fees.\u003c/p\u003e\n\n\u003cp\u003eIf it happened and it were the first time, you can actually contact your bank to negotiate. They might reimburse the money. However, there will be no second time for this.\u003c/p\u003e\n","created_at":"2010-10-01T07:53:02.744Z","author_name":"Bob","tag_groups":["sharing-experience|Sharing Experience|false"],"author_id":1,"slug":"students-and-debit-card-overdrawing-problem","parent_id":null,"visits":437,"likes":7,"image":null}
[]
[]
sharing-experience
[]
[{"id":828,"name":"Student Travel: Wollongong - Kiama","short_content":"It was a very busy semester for all of us. Luckily, we could enjoy the winter break now. My friends and I decided to go somewhere not too far from Sydn ...","likes":0,"slug":"student-travel-wollongong-kiama","tag_groups":["travel|Travel Forum|false","forum-sydney|Forum Sydney|false","forum-travel-sydney|Forum Travel Sydney|false"],"image":null},{"id":829,"name":"Student Travel: Darling Habour - Sydney Aquarium","short_content":"Sydney Aquarium is one of the largest aquariums in Australia. Being close to Darling Habour makes it a great tourist attraction in Sydney, especially f ...","likes":1,"slug":"student-travel-darling-habour-sydney-aquarium","tag_groups":["travel|Travel Forum|false","forum-sydney|Forum Sydney|false","forum-travel-sydney|Forum Travel Sydney|false"],"image":null},{"id":830,"name":"Student Travel: Manly Beach","short_content":"Manly Beach is a frequently visited place for many students. Being located not too far to the north of Sydney Central Station, Manly Beach is a popular ...","likes":4,"slug":"student-travel-manly-beach","tag_groups":["travel|Travel Forum|false","forum-sydney|Forum Sydney|false","forum-travel-sydney|Forum Travel Sydney|false"],"image":null},{"id":827,"name":"Prepare Before Going Australia","short_content":"Following is a quick checklist that helps you prepare yourself before going to Australia for study. This list of things to know before going Australia ...","likes":8,"slug":"prepare-before-going-australia","tag_groups":["sharing-experience|Sharing Experience|false"],"image":null},{"id":831,"name":"RTA Customer Number - Photo Card OR Driver's License","short_content":"This short information gives you the steps to find out how to attain your customer number from your photo card or driver's license.\n\nYour customer nu ...","likes":7,"slug":"rta-customer-number-photo-card-or-drivers-licens","tag_groups":["sharing-experience|Sharing Experience|false"],"image":null}]
main-forum
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Visa 820/801"},{"id":60,"slug":"forum-perth","name":"Forum Perth","post_name":"News Perth"},{"id":61,"slug":"forum-learning-english","name":"Forum Learning English","post_name":"News Learning English"},{"id":62,"slug":"forum-queensland-jobs","name":"Forum Queensland Jobs","post_name":"News Queensland Jobs"},{"id":64,"slug":"forum-adelaide-jobs","name":"Forum Adelaide Jobs","post_name":"News Adelaide Jobs"},{"id":65,"slug":"events","name":"Events","post_name":"Events"},{"id":66,"slug":"forum-renting","name":"Forum Renting","post_name":"News about Renting"},{"id":67,"slug":"viet-nam","name":"Việt Nam","post_name":"News Việt Nam"},{"id":34,"slug":"forum-real-estate","name":"Forum Real Estate","post_name":"News about Real Estate"},{"id":50,"slug":"real-estate-experience","name":"Real Estate Experience","post_name":"News for Real Estate Experience"},{"id":51,"slug":"forum-travel-melbourne","name":"Forum Travel Melbourne","post_name":"News about Travelling Melbourne"},{"id":63,"slug":"forum-perth-jobs","name":"Forum Perth Jobs","post_name":"News for Perth Jobs"},{"id":28,"slug":"visa-494","name":"Forum Visa 494","post_name":"News about Visa 494"}]